Understanding all the hidden holding costs, commissions, and repair expenses helps you choose the best route for your household.
| Factor | Selling to Statewide Home Deals | Listing with a Traditional Realtor |
|---|---|---|
| Commissions & Brokerage Fees | ✓ $0 (Zero commissions) | ✗ 5% – 6% of sales price ($20k–$30k on a $450k home) |
| Closing & Escrow Costs | ✓ We pay 100% of title and escrow fees | ✗ 2% – 4% paid out-of-pocket by seller |
| Pre-Listing Repairs & Staging | ✓ $0 — Sell completely As-Is | ✗ $5,000 to $25,000+ to make MLS-ready |
| Inspection Repair Demands | ✓ None — We buy in current condition | ✗ Buyers demand costly repair credits after inspection |
| Holding Costs While Listed | ✓ Single closing window (typically 30–45 days) | ✗ 3 to 6 months of mortgage, tax & utility payments |
| Buyer Loan Contingencies | ✓ None — Direct investment purchase | ✗ Sales frequently delayed or cancelled due to mortgage underwriting |
| Financing & Appraisal Fall-Through | ✓ Zero Risk — Direct Investment Funds | ✗ 15-20% of MLS contracts fall through due to financing |
| Net Walkaway Certainty | ✓ The offer you agree on is the amount you receive | ✗ Final net proceeds are unpredictable until closing |